Medical Insurance
We arrange medical insurance plans for your employees and their families through a wide network of healthcare providers, and handle the comparison and insurer follow-up for you.
What is group medical insurance?
Cooperative health insurance is compulsory for private-sector establishments in Saudi Arabia, for their employees and eligible family members, under the Cooperative Health Insurance Law. Policies differ in medical network class, benefit limits and price.
As your broker, we represent your establishment to the insurers: we present the member data, compare the plans and explain the differences so you can choose with full information.
What we compare for you
- Medical network: the hospitals, clinics and pharmacies included, and their classes.
- Benefit limits and co-payments for outpatient, inpatient, medication, dental, optical and maternity.
- Total and per-member price, and the terms for additions and deletions during the year.
- Each insurer's service level for approvals and claims.
Who is it for?
Establishments and companies of every size, from small businesses to large corporations, that need to meet the compulsory health insurance requirement or want to improve their current plan at renewal.
How we work for you
- Receive and review the establishment's details and the members list.
- Request offers from insurers and compare them in a clear table.
- Follow up policy issuance and member cards.
- Manage adding new employees and removing leavers during the policy period.
- Represent your claims and follow up approvals with the insurer.
Required documents
To complete a group medical insurance request we need:
- Authorization letter.
- Members list (Excel file).
- Commercial registration.
- Tax certificate.
- National address.
- IBAN certificate.
- GOSI (social insurance) printout.
Frequently asked questions
Is medical insurance compulsory for private-sector companies?
Yes. The cooperative health insurance law requires private-sector establishments to provide health insurance for their employees and eligible family members.
Does the policy cover an employee's family?
The policy covers the employee and legally eligible family members such as the spouse and children. Their details are entered in the members list when the quote is requested.
Are there plans for small businesses?
Yes. We work with medical plans suited to establishments and companies of every size and compare the offers available for the size of your business.
How do I add a new employee after the policy is issued?
Send us the details of the employee and their family members. We request the addition from the insurer and follow up the member card. The same applies when removing an employee who has left.
Which documents are needed for a group medical insurance request?
Authorization letter, members list in Excel, commercial registration, tax certificate, national address, IBAN certificate and the GOSI printout.
Request a quote
Send us your request and one of our advisers will contact you, or call 8001240284